Capital partners we've worked with
Trusted by leading financial institutions
Modernizing Funding with AI
Simple Process to Funding
Get funded in just four straightforward steps
Verify Information
Provide your business details and asset information. Our system verifies everything quickly and securely.
Get Assessment
Our AI analyzes your metrics and market position to deliver an accurate valuation and funding offer.
Accept Terms & ROFR
Review and accept your SAFE agreement and terms. We retain right of first refusal on future funding rounds.
Access to Funding
Capital is transferred to your account. Zero payments, zero debt. Focus on growth.
Unlock Hidden Value
Traditional evaluators miss the forest for the trees. They see mortgage payments and rental income as liabilities, not opportunities.
Below-Market Rental Income
If your rental payment is below market rate, there's substantial value in servicing those payments today. When market rates reset, we capture the uplift on new tenant rates while collecting service fees—creating multiple value streams traditional metrics ignore.
→ SAFE-FROR provides the wedge in the door
Mortgage Payment Runway
Your mortgage payments represent long-term cash flow commitments with clear runway. This is equity being built through predictable, serviceable payments—a major wealth indicator that conventional assessments overlook.
→ We see the value others miss
Understanding SAFEs
Simple funding without monthly payments or origination costs
What is a SAFE?
A SAFE (Simple Agreement for Future Equity) is a funding agreement that gives you capital today without the burden of debt. No monthly payments, no origination fees, and no complex loan process.
Traditional Loan
$100,000 Borrowed
- ✗ $2,000-3,000 origination fee
- ✗ $2,000+ monthly payments
- ✗ Collateral required
- ✗ Personal guarantee needed
SAFE with ALLEM
$100,000 Funding
- ✓ Zero origination fees
- ✓ Zero monthly payments
- ✓ No collateral required
- ✓ Sustainable growth path
Why Choose ALLEM?
Intelligent valuations powered by advanced algorithms
Lightning Fast
Get valuations and funding decisions in days, not months
Transparent Pricing
No hidden fees. Zero origination costs. What you see is what you get.
AI-Powered
Our algorithms analyze market data to provide accurate valuations
Enterprise Security
Bank-grade security with 99.9% uptime guarantee
Simple, Transparent Pricing
Choose the plan that works for you
Annual Plan
Pay yearly for continuous access
Up to $300,000 in funding
Billed annually
- Full access to Market Valuator
- Real-time market data
- Advanced analytics & dashboards
- Email support
How SAFE Compares to Other Funding Options
| Aspect | SAFE ($500 fee) | Corporate Card | HELOC | Mortgage (Cash-out Refi) |
|---|---|---|---|---|
| Upfront cash cost | $500 (setup/legal fee) | $50,000 (full balance due) | $1,500 (appraisal/closing fees) | $2,000–$6,000 (closing costs) |
| Monthly payments | No | No (full balance due) | Yes (draw period interest-only, then principal + interest) | Yes (principal + interest) |
| Debt obligation | No | Yes | Yes (secured by home) | Yes (secured by home) |
| Impact on ownership | No (equity contract, not debt) | None | Yes (unless default) | None (unless default) |
| Risk | No repayment risk | You still owe money | You still owe money (risk to home) | You still owe money (risk to home) |
| Collateral required | No | Usually personal guarantee | Home | Home |
| Typical cost of capital | 0 | 15–25% APR (if carried) | 7–10% variable APR | 6–8% fixed (varies) |
Frequently Asked Questions
Everything you need to know
Do I have to repay the SAFE like a loan?
No. SAFEs are not loans. You don't make monthly payments. Instead, your SAFE converts to equity during a future funding round or when you reach certain milestones.
Are there really no origination fees?
That's right. With ALLEM, there are zero origination fees, processing fees, or hidden costs. What you're approved for is what you get.
How is my valuation determined?
We use our proprietary AI-powered valuation framework that analyzes your metrics, market position, growth trajectory, and comparable assets.
What's your option for first right of refusal?
With a SAFE, you have first right of refusal on future funding rounds. This means you get the option to invest in subsequent rounds before other investors, protecting your equity stake.